@ ConsulPay, Abr 2010

Our industry knowledge and extensive experience has allowed us to undertake a variety of assignments in the retail and wholesale banking payments business.

 

Our Partners and enlarged team work and experience includes:

 

· Processing

· ATM and POS networks

· Clearing and Settlement

· SEPA and European Regulation

· eCommerce, mCommerce

· Debit & Credit Card Issuer including Premium cards,

     Purchase cards, Prepaid and Electronic Purse cards,

     Smart cards and EMV standards

· Risk Management

· Credit Reference Data

· Physical & Virtual World Merchant  Acquisition

· Loyalty and Reward management

· online banking, mBanking, mPayments

 

There is virtually no area in the payments spectrum where, at least, one of the ConsulPay Partners and other associates have not been involved with. 

 

ConsulPay consultants are from a banking background, both business and technical, and are able to offer an in-depth understanding and knowledge of payment systems, including all variants of card payments schemes and mobile payments services. Our aim is to identify the solutions which will bring our clients their designed market objectives, profits and to run their businesses within best practice.

 

In our evaluation process we focus on the customer needs and identify ways in which customer relationships can be improved and cemented. We have a very extensive experience in the payments industry and we learnt how to transfer the benefits of this expertise to our clients.

The company is well positioned to carry out analysis and design strategies that enable clients to react in a timely manner in the context of rapidly changing technologies, regulatory frameworks and business practices in the banking payments industry.

 

From the large experience of ConsulPay founders, with more than 20 year of recognised work, we highlight the following achievements:

 

ü Implementation and development of national interbank electronic payments processor and clearing house in Portugal, which launched innovative products not tried anywhere in the world before. The company, manages electronic payments services and the national ATM/POS networks.

ü Implementation, development and management of a card processing and payments operator in Egypt.

ü Implementation, development and management of Visa acquiring processor in Nigeria where innovative debit card issuance programmes and other Visa products and services were launched.

ü Consulting services for Central Banks in Africa in the areas of payment systems oversight and banking operations.

ü Definition and implementation of electronic cheque clearing, interbank credit transfer and direct debits systems, and a real-time gross settlement system in Portugal (in cooperation with the central bank).

ü Design, development, implementation and management of cash bill payments service operator in Portugal.

ü Design, implementation and management of a corporate telecommunications services operator in Portugal to support the national ATM/POS networks and many other corporate clients namely in the bank/finance industry.

ü Consultancy for the creation of the national electronic payments operator in two African countries. This included being a member of the management committee and helping with the ATM/POS implementation in one of those payment processors.

ConsulPay Experience, Practice and Knowledge Base

Payment Systems Consultants